Travel & Visitor Insurance
Visitor & Super Visa Insurance for Parents Visiting Canada Coverage for travel in both directions.
Whether you're sponsoring a parent's Super Visa, hosting family for a visit, or heading outside Canada yourself, E2Gee Financial helps you understand coverage requirements, compare options, and avoid gaps before something unexpected happens.
Two directions of travel
Coming to Canada, or leaving it — the coverage need is different.
Visitors To Canada
For parents, grandparents, and visitors coming into Canada — including Super Visa applicants who need proof of Canadian medical insurance before approval.
- Super Visa applicants — parents and grandparents
- Family or friends visiting Canada
- New immigrants waiting for provincial health coverage to start
- International students who need interim coverage
Canadians Traveling Outside Canada
Provincial health plans provide little or no coverage outside Canada, and emergency medical costs abroad — especially in the U.S. — can be extremely high without travel insurance.
- Vacation and leisure travel abroad
- Snowbirds spending winters outside Canada
- Business travel outside Canada
- Trip cancellation and interruption coverage
Super Visa requirement
What Super Visa insurance generally needs to include.
Immigration, Refugees and Citizenship Canada (IRCC) generally requires proof of Canadian medical insurance before approving a Super Visa. As a starting point, coverage typically needs to:
IRCC requirements can change. Always confirm the current rules on the official IRCC website and speak with a licensed advisor before purchasing a policy.
What's typically covered
Visitor insurance is built for the unexpected.
- Emergency hospital stays
- Doctor and clinic visits
- Diagnostic tests and imaging
- Ambulance transport
- Prescription drugs for a sudden illness or injury
- Emergency dental from an accident
Not sure which plan fits your situation?
Coverage amount, deductible, and pre-existing condition options can vary a lot between insurers. A short conversation can help you compare choices in plain language before you commit — whether you're welcoming a visitor or planning your own trip.
Call Now for a Free QuoteCommon questions
Travel, visitor, and Super Visa insurance questions worth asking first.
How much insurance does a Super Visa require?
Immigration, Refugees and Citizenship Canada generally requires a minimum of $100,000 in emergency medical coverage, valid for at least one year from the date of entry, purchased from a Canadian insurance company. Requirements can change, so always confirm the current rules before applying.
What does visitor insurance typically cover?
Plans vary, but visitor insurance commonly covers emergency hospital stays, doctor visits, diagnostic tests, ambulance transport, and prescription drugs needed for a sudden illness or injury while in Canada. Routine or ongoing care is usually not included.
Can a visitor with a pre-existing medical condition still get coverage?
Some plans offer limited coverage for stable pre-existing conditions, often after a waiting period, while others exclude them entirely. Coverage depends on the insurer, the condition, and how it is disclosed on the application.
Can insurance be purchased after a visitor has already arrived in Canada?
In many cases, yes, though options and pricing can be more limited once someone has already arrived. For a Super Visa application, coverage generally needs to be in place before or at the time of entry.
Do new immigrants or international students need visitor insurance too?
Often yes. New immigrants may have a waiting period before provincial health coverage begins, and international students may need interim coverage depending on their province and school. A short conversation can clarify what applies to your situation.
Does my provincial health plan cover me when I travel outside Canada?
Usually only a small fraction of the cost, if anything. Emergency care abroad — especially in the U.S. — can run into tens or hundreds of thousands of dollars, so most Canadians travelling outside the country need separate travel medical insurance regardless of how healthy they are.